OVER 4000 GENUINE
5.0 REVIEWS.

Hire Purchase Car Finance

By Clicking 'Submit Application' below you are agreeing to our Privacy Policy, Terms & Conditions and agree for Quick Car Finance to share your details with our Lenders or Credit Brokers who will contact you directly to provide a loan comparison calculation via SMS, Telephone and Email. To enable our Lenders or Credit Brokers to provide you with the quote they will need to undertake a soft search, this will not affect your credit score. Automotive Online Ltd can introduce you to a limited number of finance providers depending on your credit rating and affordability. Commission is a fixed payment or percent, but can vary by lender. Further information on request. All finance is subject to status and income. Written quotations are available on request.

Rates from 9.9% APR.
Representative APR of 21.9% APR

Representative example: borrowing £7,000 over 5 years with a representative APR of 19.8%, the annual interest rate of 19.8% (Fixed) and a deposit of £0.00, the monthly would be £178.52, with a total cost of credit of £3711.20 and a total amount payable of £10,711.20. Rates may differ as they are dependent on individual circumstances'. Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Quick Car Finance are a broker not a lender.

WHAT ARE THE BENEFITS OF HIRE PURCHASE?

Get the car you want

Eventually own the car

Set your payments

No milage restrictions

Excellent

WHAT IS HIRE PURCHASE?

A hire purchase finance agreement works by providing a loan amount that equals the total value of your new used car or vehicle, minus the amount of the initial deposit. You pay back HP finance thorugh monthly repayment at a fixed interest rate, based on your own personal circumstances, over a pre-agreed term of 1 - 5 years

IS HIRE PURCHASE RIGHT FOR ME?

You may want to consider a HP agreement if:

01

Ownership

You want to keep your car at the end of the finance agreement

02

No Restrictions

You don't want to be bound by mileage restrictions

03

Control

You'd prefer to spread the full cost of a car evenly without final fee

HIRE PURCHASE ALLOWS ME TO

Get the car

Finally have the car or vehicle you may not have been able to buy outright.

Own the car

Once all monthly payments have been made.

Set payment

Have set payment amounts, suited to me, over an agreed time span.

Mileage Restrictions

No need to worry about mile restrictions.

ADVANTAGES
  • You'll own the car at the end of the agreement.
  • You aren't limited by mileage as with other finance types.
  • HP finance is often available on used cars as well as newer models.
  • Offers flexible repayment options that can be tailored to fit customers' financial situations.
  • Customers benefit from fixed interest rates, so the interest rate remains consistent throughout the repayment period, providing stability and predictability in monthly payments
DISADVANTAGES
  • The interest you'll pay on the car may be higher than with a PCP deal
  • It may not be suitalbe if you don’t plan to keep car at the end of agreement.
  • The initial deposit and monthly payments are likely to be higher than a PCP deal.

WHY CHOOSE QUICK CAR FINANCE

48 Different Deals

We compare over 48 different car finance deals to help you find the most competitive rates for your dream car.

Fair & competitive

We work with number of leading car finance providers and have cross checked dealers across the country to ensure their prices are fair, competitive and transparent.

Free to use

Our entire application process is free to use and will provide you with a list of competitive rates and quotes

Quick Turnaround

Once approved and all final checks have been made, we will transfer your funds to the dealer and you can be on the road with your new car within 24 to 48 hours.

TAKE IT DIRECTLY FROM THE PEOPLE WHO KNOW!

I have never done car finance before so didn't know what to expect. I dealt with Ollie, he was brilliant. He always sound so cheery and happy. He wasn't pushy, but he kept in regular contact by phone or text. Whenever I phoned up he always knew it was me (which was a lovely personal touch). He was very informative and helpful.Would definitely recommend this company.... and Ollie

Excellent

Over 2500, genuine, 5 star reviews

DID YOU KNOW?

There are few things you can do make sure your monthly payments are suitable for you!

01

The bigger your deposit, the less you're likely to pay each month.

02

Spreading the cost over a longer period of time will result in smaller monthly repayments. (But with some lenders you may end up paying more interest)

03

Having a good credit score. Your deal will be based partly on your credit history.

HIRE PURCHASE CHECKLIST

Personal details; full name, date of birth, address history
Employment history and details
Identification documents i.e driver lincense, proof of address and proof of income

MOST VIEWED VEHICLES THIS WEEK

VAUXHALL CORSA
DESIGN
Year
2015
Milage
48095
Fuel
Diesel
Transmision
Manual
FORD FOCUS
TITANIUM X TDCI
Year
2019
Milage
24873
Fuel
Diesel
Transmision
Manual
FORD FIESTA
ST-LINE
Year
2018
Milage
27435
Fuel
Diesel
Transmision
Manual
Automotive Online Ltd which is an authorised credit broker, not a lender, registered in England, company registration number 07968386, data protection registration number ZA458903. Automotive Online Ltd is authorised and regulated under the Financial Conduct Authority (reference number 764855). The registered office address is Quick Car Finance, This Workspace, The Echo Building, 18 Albert Road, Bournemouth BH1 1BZ.

Automotive Online Ltd can introduce you to a limited number of finance providers depending on your credit rating and affordability. Commission is a fixed payment or percent, but can vary by lender. Further information on request. All finance is subject to status and income. Written quotations are available on request.

Continuing to use this website means you consent to cookies used. Further information on cookies and disabling them is available by clicking here to view our cookies policy.

© Quick Car Finance. All Rights Reserved.