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Rates from 9.9% APR.
Representative APR of 21.9% APR
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Whilist it can be more difficult to secure car finance when you’re self employed, it’s not impossible! Quick Car Finance work with a wide variety of lenders including those that helps self-employed people to get the vehicle they want.
You can check your credit score as often as you like on all 3 of the UK credit reference agencies.
When you’re self-employed you may not have payslips to prove your monthly income. You'll need to supply 3 months of bank statements so the lenders get a good understanding of your earnings.
This gives lenders a valuable insight into your financial history and provides them with a fuller picture of your ability to pay back car finance.
Tax returns or bank statements are acceptable proof.
Most lenders usually require three years of address history.
Passport or driving license
It's not just employed people who need car finance in order to get the vehicle of their dreams. Whether you need to commute to your office, visit clients or go on business trips, our team experts will be on the hunt to find you the best self-employed car finance deal available from anywhere in the UK
Self employed car finance can offer greater flexibility than traditional car loans. This is because lenders who offer self-employed car finance tend to be more understanding of the challenges that comes with self-employment, such as irregular income and varying tax returns. As a result, they may be more willing to work with you to find a loan that suits your specific circumstances.
Depending on your circumstances, self-employed car finance can offer tax advantages. For example, you may be able to claim back the interest on your car loan as a business expense, which could reduce your tax bill.
With self-employed car finance, you will own the car outright from the outset, This can be beneficial if you need the car for business purposes, as you will be able to use it as you see fit without any restrictions.
f you have poor credit history, self-employed car finance may be a viable option. Some lenders may be more willing to lend to self-employed people with poor credit than traditional lenders, as they take a more holistic view of your financial situation
If you need a car for your business, self-employed car finance can be seen as an investment in your business. This is because a reliable car can help you to expand your business and increase your profits, which can in turn help you to repay the loan.
Honestly if we could give them 10 stars we would! We dealt with Steve Mitchener. Steve was so professional, customer service at its very best! He has found us our dream car all within 3 days from start to finish. I'm so impressed and honestly no message or question was to much! Thank-you so much Steve and quick car finance it's been a tough year and you have made it so much better!!
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