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Rates from 9.9% APR.
Representative APR of 21.9% APR
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Bad credit car finance is a type of financing option that is specifically designed for individuals who have a poor credit history or a low credit score. These types of financing options are typically offered by lenders who specialise in working with borrowers who have less-than-perfect credit and may have trouble obtaining a traditional car loan.
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Having bad credit doesn't mean you can't borrow money to buy the vehicle you need for finance, but it may mean some lenders won't approve you.
If you have bad credit and you are looking for a car or if you've previously been rejected by other lenders in the past, that’s where Quick Car Finance step in. Working with some of the UK's largest providers of car finance for people with bad credit.
If you are still unsure if your credit score could affect you in getting car finance, please contact us today.
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We use the information you provide to find you the best deals and match your circumstances.
If you get a quote today, that doesn't tie you to getting car finance.
Using our trusted dealers and lender partnerships. We will find you a deal that suits your choices, needs and wants.
If you have bad credit, you may think that you won't be able to get approved for car finance. However, this is not always the case. We work with lenders who specialise in working with borrowers who have less-than-perfect credit and can offer financing options even if you have a poor credit history. Here are a few reasons why you should consider applying for car finance even if you have bad credit:
Whilst credit scores can be affected by many things, by making your payments on time, you can start to improve your credit score. This can make it easier for you to get approved for other types of loans or credit in the future.
Without car finance, you may be limited to only being able to afford a used or older car. With financing, you may be able to afford a newer or more expensive car that fits your needs and budget.
Depending on the lender and the terms of the loan, bad credit car finance may have a lower monthly payment than paying cash for a car. This can make it more affordable for you to get a car that meets your needs.
Applying for car finance can be a convenient way to get a car, especially if you don't have a large amount of money saved up for a down payment.
